Millions more borrowers can now save big on a mortgage finance as rates have hit the lowest level in more than three years. The average rate on the 30-year fixed mortgage just hit 3.49%, according to a survey by Mortgage News Daily, matching the lowest level since October 2016. That is down from 3.8% at…
The IRS officially opened the 2020 income tax season on Monday, January 27, when it started accepting tax returns. For millions of taxpayers, there’s no reason to get refund loans or other such services, which often come with steep fees, since most Americans can get their 2020 income tax refund in as little as 10…
Your FICO credit score may soon be changing, but if you see a dip in the next year, it’s probably not because of an existing mortgage or a high student loan balance. It’s more likely based on your payment habits. Fair Isaac Corp., the company behind the popular FICO credit score said Thursday that its newest…
It’s a question every savvy borrower thinks about: Should I pay off my mortgage and be done with it? Or should I take the mortgage company’s money and try to get a better return in the stock market? To answer that question, we analyzed historical mortgage rates as reported by Freddie Mac and the S&P…
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